:root {
  --cream:#f5f4f1;--paper:#fff;--ink:#1c1c1a;--muted:#666660;--faint:#8c8980;
  --line:#dedcd6;--forest:#3c7a5c;--forest-deep:#214d39;--forest-dark:#17382a;
  --forest-pale:#ebf2ee;--forest-tint:#d4e6dc;--charcoal:#181816;--white:#fff;
  --serif:Georgia,'Times New Roman',serif;--sans:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --ease:cubic-bezier(.4,0,.2,1);--shadow:0 28px 80px rgba(28,28,26,.14)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6;overflow-x:hidden}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit}button{font:inherit}svg{display:block;max-width:100%}
.skip-link{position:fixed;top:.75rem;left:.75rem;z-index:100;transform:translateY(-150%);padding:.7rem 1rem;border-radius:999px;background:var(--charcoal);color:var(--white);font-weight:700}.skip-link:focus{transform:none}
.page-shell,.nav-shell{width:min(1180px,calc(100% - 48px));margin-inline:auto}
.site-header{position:fixed;inset:0 0 auto;z-index:40;border-bottom:1px solid transparent;transition:background 260ms var(--ease),border-color 260ms var(--ease),box-shadow 260ms var(--ease)}
.site-header.is-scrolled{background:rgba(245,244,241,.92);border-color:rgba(28,28,26,.08);box-shadow:0 8px 30px rgba(28,28,26,.04);backdrop-filter:blur(16px)}
.nav-shell{min-height:82px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:2rem}.brand{display:inline-flex;align-items:baseline;gap:.72rem;text-decoration:none;white-space:nowrap}.brand-mark{font-family:var(--serif);font-size:1.58rem;font-weight:700;letter-spacing:-.07em}.brand-name{font-size:.68rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase}
.site-navigation{display:flex;align-items:center;justify-content:center;gap:clamp(1.2rem,3vw,2.6rem)}.site-navigation a,.nav-action{position:relative;font-size:.78rem;font-weight:750;letter-spacing:.02em;text-decoration:none}.site-navigation a:after{content:'';position:absolute;left:0;right:100%;bottom:-.35rem;height:1px;background:var(--forest);transition:right 260ms var(--ease)}.site-navigation a:hover:after,.site-navigation a:focus-visible:after{right:0}
.nav-action{padding:.72rem 1.1rem;border:1px solid var(--ink);border-radius:999px;background:transparent;color:var(--ink);cursor:pointer;transition:color 180ms var(--ease),background 180ms var(--ease),transform 180ms var(--ease)}.nav-action:hover,.nav-action:focus-visible{background:var(--ink);color:var(--white);transform:translateY(-1px)}.menu-button{display:none}

.hero{position:relative;isolation:isolate;min-height:100vh;padding:152px 0 54px;overflow:hidden}.hero:before{content:'';position:absolute;z-index:-2;top:0;right:0;width:46%;height:100%;background:linear-gradient(145deg,rgba(212,230,220,.56),rgba(245,244,241,0))}.hero-orbit{position:absolute;z-index:-1;border:1px solid rgba(60,122,92,.18);border-radius:50%;pointer-events:none}.orbit-one{width:720px;height:720px;top:-230px;right:-210px}.orbit-two{width:480px;height:480px;top:-110px;right:-90px}
.hero-grid{display:grid;grid-template-columns:minmax(0,.94fr) minmax(480px,.86fr);align-items:center;gap:clamp(3rem,7vw,7rem)}.eyebrow{margin:0 0 1.4rem;color:var(--forest);font-size:.72rem;font-weight:850;letter-spacing:.16em;text-transform:uppercase}.hero h1{max-width:700px;margin:0;font-family:var(--serif);font-size:clamp(4rem,7.2vw,7.35rem);font-weight:400;letter-spacing:-.065em;line-height:.92}.hero-lede{max-width:610px;margin:2rem 0 0;color:var(--muted);font-size:clamp(1.08rem,1.45vw,1.32rem);line-height:1.6}
.hero-actions{display:flex;align-items:center;gap:1.55rem;margin-top:2.2rem;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:54px;padding:.85rem 1.2rem .85rem 1.35rem;border:1px solid transparent;border-radius:999px;font-family:inherit;font-size:.83rem;font-weight:800;letter-spacing:.01em;text-decoration:none;cursor:pointer;transition:transform 180ms var(--ease),box-shadow 180ms var(--ease),background 180ms var(--ease)}.button-primary{background:var(--forest);color:var(--white);box-shadow:0 12px 30px rgba(60,122,92,.2)}.button-primary:hover,.button-primary:focus-visible{background:var(--forest-deep);transform:translateY(-2px);box-shadow:0 16px 36px rgba(60,122,92,.28)}
.text-link{display:inline-flex;align-items:center;gap:.7rem;font-size:.83rem;font-weight:800;text-decoration:none;border-bottom:1px solid rgba(28,28,26,.25);padding-bottom:.22rem;transition:color 180ms var(--ease),border-color 180ms var(--ease)}.text-link:hover,.text-link:focus-visible{color:var(--forest);border-color:var(--forest)}.hero-note{margin:1.25rem 0 0;color:var(--faint);font-size:.8rem}

.result-stage{position:relative;perspective:1300px}.result-shadow{position:absolute;inset:10% -6% -4% 12%;border-radius:42px;background:var(--forest-tint);transform:rotate(5deg);opacity:.68}.result-card{position:relative;overflow:hidden;border:1px solid rgba(255,255,255,.08);border-radius:30px;background:var(--charcoal);color:#f5f4f1;box-shadow:0 40px 90px rgba(28,28,26,.24);transform:rotate(-1.8deg);transition:transform 340ms var(--ease)}.result-stage:hover .result-card{transform:rotate(0) translateY(-4px)}
.result-toolbar,.result-heading,.payment-control-panel,.result-stats,.result-difference,.assumptions{margin-inline:clamp(1.25rem,4vw,2rem)}.result-toolbar{display:flex;justify-content:space-between;align-items:center;min-height:68px;border-bottom:1px solid rgba(255,255,255,.1)}.result-brand{display:flex;align-items:baseline;gap:.65rem}.result-brand span{font-family:var(--serif);font-size:1.25rem;font-weight:700;letter-spacing:-.05em}.result-brand small,.example-label{color:#9e9c94;font-size:.62rem;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.example-label{padding:.34rem .56rem;border:1px solid #42423e;border-radius:999px}
.debt-tab-pills{display:flex;gap:.28rem;padding:.2rem;border:1px solid #363632;border-radius:999px;background:#232320}
.debt-tab-pills button{min-height:44px;padding:.34rem .65rem;border:0;border-radius:999px;background:transparent;color:#9e9c94;cursor:pointer;font-size:.58rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;transition:color 180ms var(--ease),background 180ms var(--ease)}
.debt-tab-pills button:hover,.debt-tab-pills button:focus-visible{color:#ffffff}
.debt-tab-pills button[aria-selected=true]{background:var(--forest);color:var(--white)}

.result-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:1rem;padding-top:1.5rem}.micro-label{margin:0 0 .2rem;color:#9e9c94;font-size:.66rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.result-heading h2{margin:0;font-family:var(--serif);font-size:clamp(2.6rem,5vw,4.4rem);font-weight:400;letter-spacing:-.04em;line-height:1}.result-terms{display:flex;gap:.45rem;align-items:stretch}.rate-pill{display:grid;align-content:center;gap:.05rem;padding:.6rem .75rem;border-radius:12px;background:#2a2a27;text-align:right}.rate-pill span{color:#9e9c94;font-size:.58rem;font-weight:800;letter-spacing:.1em}.rate-pill strong{font-size:.86rem;white-space:nowrap}

.payment-control-panel{margin-top:1.4rem;display:grid;gap:.75rem}
.preset-pills-row{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:.25rem;padding:.28rem;border:1px solid #363632;border-radius:999px;background:#232320}
.preset-pills-row button{min-height:44px;padding:.6rem .2rem;border:0;border-radius:999px;background:transparent;color:#9e9c94;cursor:pointer;font-size:.68rem;font-weight:800;text-align:center;transition:color 180ms var(--ease),background 180ms var(--ease)}
.preset-pills-row button:hover,.preset-pills-row button:focus-visible{color:#ffffff}
.preset-pills-row button.active{background:var(--forest);color:var(--white)}

.slider-inline{padding:.65rem .95rem;border:1px solid #363632;border-radius:16px;background:#20201d}
.slider-labels{display:flex;justify-content:space-between;align-items:center;font-size:.64rem;color:#9e9c94;margin-bottom:.4rem;text-transform:uppercase;letter-spacing:.06em;font-weight:750}
.slider-labels output{color:#66b38c;font-size:.82rem;font-family:var(--serif);font-weight:700}
input[type=range]{--slider-progress:30%;-webkit-appearance:none;appearance:none;width:100%;height:32px;border-radius:999px;background:linear-gradient(90deg,#66b38c 0 var(--slider-progress),#383834 var(--slider-progress) 100%) center/100% 4px no-repeat;outline:none;cursor:pointer}
input[type=range]:focus-visible{outline:2px solid #8dd0aa;outline-offset:6px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:16px;height:16px;border-radius:50%;background:#66b38c;border:2px solid #181816;box-shadow:0 2px 6px rgba(0,0,0,.4);cursor:pointer;transition:transform 140ms var(--ease)}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.2)}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#66b38c;border:2px solid #181816;box-shadow:0 2px 6px rgba(0,0,0,.4);cursor:pointer}
.chart-wrap{margin:1rem 0 0;padding:0 clamp(1.25rem,4vw,2rem)}.chart-wrap svg{width:100%;overflow:visible}.chart-axis{stroke:#42423e;stroke-width:1}.chart-area{fill:url(#chart-fill);opacity:1;transition:opacity 340ms var(--ease)}.chart-line{fill:none;stroke-linecap:round;stroke-width:3;stroke-dasharray:700;stroke-dashoffset:700;animation:draw-line 1.4s .2s var(--ease) forwards}.chart-line-scheduled{stroke:#686861;stroke-width:2;stroke-dasharray:7 8;transition:opacity 180ms var(--ease)}.chart-line-extra{stroke:#66b38c}.chart-dot{stroke:var(--charcoal);stroke-width:3}.chart-dot-extra{fill:#66b38c}.chart-dot-scheduled{fill:#787870;transition:opacity 180ms var(--ease)}.chart-wrap text{fill:#86867f;font-family:var(--sans);font-size:10px;font-weight:700}.chart-wrap .label-extra{fill:#66b38c}.chart-wrap .label-scheduled{transition:opacity 180ms var(--ease)}.result-card[data-at-baseline=true] .chart-line-scheduled,.result-card[data-at-baseline=true] .chart-dot-scheduled,.result-card[data-at-baseline=true] .label-scheduled{opacity:0}@keyframes draw-line{to{stroke-dashoffset:0}}
.result-stats{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #363632;border-bottom:1px solid #363632}.result-stats>div{display:grid;gap:.2rem;padding:1rem 0}.result-stats>div+div{padding-left:1.2rem;border-left:1px solid #363632}.result-stats span{color:#9e9c94;font-size:.62rem;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.result-stats strong{font-family:var(--serif);font-size:1.35rem;font-weight:400}.result-difference{display:flex;gap:.8rem;align-items:center;padding:1rem;margin-top:1rem;border-radius:16px;background:#1c3327}.difference-icon{display:grid;place-items:center;width:31px;height:31px;flex:0 0 auto;border-radius:50%;background:#529e78;color:white;font-weight:900}.result-difference p{display:grid;margin:0;line-height:1.35}.result-difference strong{font-size:.82rem}.result-difference span:last-child{color:#b9d7c7;font-size:.72rem}.assumptions{padding-bottom:1.5rem;color:#8f8f88;font-size:.62rem;line-height:1.5}
.proof-rail{display:grid;grid-template-columns:repeat(3,1fr);margin-top:70px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.proof-rail>div{display:flex;justify-content:space-between;gap:1rem;padding:1.1rem 1.3rem}.proof-rail>div+div{border-left:1px solid var(--line)}.proof-rail span{color:var(--faint);font-size:.67rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.proof-rail strong{font-family:var(--serif);font-size:1.02rem;font-weight:400}

.section{padding:clamp(6rem,10vw,10rem) 0}.section-intro{display:grid;grid-template-columns:1fr .82fr;gap:3rem;align-items:end;margin-bottom:clamp(3rem,6vw,5.5rem)}.section-intro .eyebrow{grid-column:1/-1;margin-bottom:-1.6rem}.section-intro h2,.tiers-heading h2,.progress-copy h2,.alignment-copy h2,.agency-panel h2,.availability-panel h2{margin:0;font-family:var(--serif);font-size:clamp(3rem,5.6vw,5.7rem);font-weight:400;letter-spacing:-.055em;line-height:.98}.section-intro>p:last-child,.tiers-heading>p:last-child,.progress-copy>p,.alignment-copy>p,.availability-panel p{margin:0;color:var(--muted);font-size:1.08rem}
.mechanism{background:var(--paper)}.mechanism-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.mechanism-card{display:grid;grid-template-rows:auto 1fr auto;min-height:440px;padding:1.5rem;border-bottom:1px solid var(--line)}.mechanism-card+.mechanism-card{border-left:1px solid var(--line)}.step-number{color:var(--forest);font-family:var(--serif);font-size:1.05rem}.mechanism-card h3{max-width:280px;margin:4.7rem 0 .8rem;font-family:var(--serif);font-size:2rem;font-weight:400;line-height:1.08}.mechanism-card p{color:var(--muted);font-size:.9rem}
.input-fragment,.brief-fragment{display:grid;grid-template-columns:1fr auto;gap:.75rem 1rem;padding:1rem;border:1px solid var(--line);border-radius:16px;background:var(--cream)}.input-fragment span,.brief-fragment span,.decision-fragment>span{color:var(--faint);font-size:.64rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase}.input-fragment strong{font-size:.78rem}.decision-fragment{padding:1rem;border-radius:16px;background:var(--forest-pale)}.decision-fragment>div{display:flex;align-items:center;gap:.8rem;margin-top:.75rem}.decision-fragment i{position:relative;width:100%;height:4px;border-radius:99px;background:var(--forest-tint)}.decision-fragment i:after{content:'';position:absolute;left:54%;top:50%;width:14px;height:14px;border-radius:50%;background:var(--forest);transform:translate(-50%,-50%)}.decision-fragment strong{font-family:var(--serif);font-size:1.4rem;font-weight:400}.brief-fragment{grid-template-columns:1fr}.brief-fragment strong{font-family:var(--serif);font-size:1.15rem;font-weight:400}.brief-fragment i{color:var(--forest);font-size:.68rem;font-style:normal;font-weight:800}

.progress-section{overflow:hidden;background:var(--charcoal);color:var(--cream)}.progress-grid{display:grid;grid-template-columns:.82fr 1fr;gap:clamp(4rem,9vw,9rem);align-items:center}.eyebrow-light{color:#7fb493}.progress-copy>p{margin-top:1.8rem;color:#aaa89f;max-width:570px}.story-line{position:relative;display:grid;gap:0;margin:3.5rem 0 0;padding:0;list-style:none}.story-line:before{content:'';position:absolute;left:22px;top:24px;bottom:24px;width:1px;background:#3a3a36}.story-line li{position:relative;display:grid;grid-template-columns:46px 1fr;gap:1rem;align-items:center;min-height:92px;color:#87877f}.story-line li>span{z-index:1;display:grid;place-items:center;width:46px;height:46px;border:1px solid #45453f;border-radius:50%;background:var(--charcoal);font-size:.65rem;font-weight:850}.story-line li div{display:grid}.story-line strong{color:#b8b7ae;font-family:var(--serif);font-size:1.13rem;font-weight:400}.story-line small{color:#77776f}.story-line li.active>span{border-color:#66b38c;background:#1c3327;color:#82c3a1;box-shadow:0 0 0 6px rgba(82,158,120,.08)}.story-line li.active strong{color:var(--cream)}.story-line li.active small{color:#aaa89f}
.victory-stage{position:relative;min-height:820px;display:grid;place-items:center}.ghost-card,.victory-card{width:min(430px,88%);border-radius:28px}.ghost-card{aspect-ratio:.74;position:absolute;border:1px solid #3d3d38;background:#20201d}.ghost-card span{position:absolute;top:1rem;right:1rem;color:#73736c;font-family:var(--serif);font-size:1.1rem}.ghost-card-one{transform:translate(-62px,10px) rotate(-7deg)}.ghost-card-two{transform:translate(54px,-10px) rotate(6deg)}
.victory-card{position:relative;display:flex;flex-direction:column;overflow:hidden;padding:1rem;background:var(--cream);color:var(--ink);box-shadow:0 34px 90px rgba(0,0,0,.35);transform:rotate(-1.5deg);animation:card-breathe 7s var(--ease) infinite}@keyframes card-breathe{0%,100%{transform:rotate(-1.5deg) translateY(0)}50%{transform:rotate(-.6deg) translateY(-7px)}}.victory-card header,.victory-card footer{display:flex;justify-content:space-between;gap:1rem;color:var(--faint);font-size:.58rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.victory-art{aspect-ratio:1/1;width:100%;flex:0 0 auto;padding:.35rem .55rem 0}.victory-art svg{width:100%;height:auto;max-height:none}.victory-art path{stroke-linecap:round;stroke-linejoin:round}
/* victory-plate-motion:begin */
@keyframes victory-all-clear-0 { 0.00% { transform: rotate(-8deg); } 48.00% { transform: rotate(12deg); } 100.00% { transform: rotate(-8deg); } }
#victory-all-clear [data-layer="wingNear"][data-track="0"] { transform-box: view-box; transform-origin: 98px 112px; animation: victory-all-clear-0 1600ms linear 0ms infinite both; }
@keyframes victory-all-clear-1 { 0.00% { transform: rotate(7deg); } 48.00% { transform: rotate(-10deg); } 100.00% { transform: rotate(7deg); } }
#victory-all-clear [data-layer="wingFar"][data-track="1"] { transform-box: view-box; transform-origin: 108px 111px; animation: victory-all-clear-1 1600ms linear 80ms infinite both; }
@keyframes victory-all-clear-2 { 0.00% { transform: translateY(1px); } 50.00% { transform: translateY(-4px); } 100.00% { transform: translateY(1px); } }
#victory-all-clear [data-layer="doveBody"][data-track="2"] { transform-box: view-box; transform-origin: 102px 112px; animation: victory-all-clear-2 3200ms linear 0ms infinite both; }
@keyframes victory-all-clear-3 { 0.00% { transform: translateY(1px); } 50.00% { transform: translateY(-4px); } 100.00% { transform: translateY(1px); } }
#victory-all-clear [data-layer="branch"][data-track="3"] { transform-box: view-box; transform-origin: 121px 116px; animation: victory-all-clear-3 3200ms linear 0ms infinite both; }
@keyframes victory-all-clear-4 { 0.00% { transform: translateX(1px); } 50.00% { transform: translateX(-5px); } 100.00% { transform: translateX(1px); } }
#victory-all-clear [data-layer="cloudLeft"][data-track="4"] { transform-box: view-box; transform-origin: 46px 123px; animation: victory-all-clear-4 5200ms linear 0ms infinite both; }
@keyframes victory-all-clear-5 { 0.00% { transform: translateX(-1px); } 50.00% { transform: translateX(5px); } 100.00% { transform: translateX(-1px); } }
#victory-all-clear [data-layer="cloudRight"][data-track="5"] { transform-box: view-box; transform-origin: 154px 123px; animation: victory-all-clear-5 5200ms linear 0ms infinite both; }
/* victory-plate-motion:end */
.victory-copy{padding:.2rem .45rem 1rem}.victory-copy span{color:var(--forest);font-size:.62rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.victory-copy h3{margin:.25rem 0 .4rem;font-family:var(--serif);font-size:clamp(2rem,4vw,2.8rem);font-weight:400;letter-spacing:-.04em;line-height:1}.victory-copy p{margin:0;color:var(--muted);font-size:.76rem;line-height:1.5}.victory-card footer{align-items:end;border-top:1px solid var(--line);padding-top:.75rem}.victory-card footer span{max-width:120px;text-transform:none;letter-spacing:0;font-family:var(--serif);font-size:.72rem}.victory-card footer strong{color:var(--forest);text-align:right}

.tiers-section{background:var(--cream)}.tiers-heading{display:grid;grid-template-columns:1fr .7fr;align-items:end;gap:3rem;margin-bottom:4.5rem}.tiers-heading .eyebrow{grid-column:1/-1;margin-bottom:-1.4rem}.tier-lanes{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.tier-card{display:flex;flex-direction:column;min-height:570px;padding:clamp(1.5rem,3.5vw,2.5rem);border:1px solid var(--line);border-radius:28px}.tier-card header{display:flex;justify-content:space-between;gap:1.5rem;align-items:flex-start}.tier-card header div>span{color:var(--forest);font-size:.68rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.tier-card h3{max-width:360px;margin:1rem 0 0;font-family:var(--serif);font-size:clamp(2.1rem,3.6vw,3.25rem);font-weight:400;line-height:1.04}.tier-badge{padding:.35rem .58rem;border:1px solid var(--line);border-radius:999px;color:var(--faint);font-size:.58rem;font-weight:850;letter-spacing:.07em;text-transform:uppercase;white-space:nowrap}.tier-card ul{display:grid;gap:0;margin:auto 0 2rem;padding:0;list-style:none}.tier-card li{display:grid;grid-template-columns:34px 1fr;gap:.8rem;padding:1rem 0;border-bottom:1px solid var(--line);font-size:.85rem}.tier-card li span{color:var(--forest);font-family:var(--serif)}.tier-foot{margin:0;color:var(--muted);font-size:.78rem}
.tier-pro{background:var(--forest-dark);color:var(--cream);border-color:var(--forest-dark)}.tier-pro header div>span{color:#82c3a1}.tier-pro .tier-badge{border-color:rgba(255,255,255,.2);color:#a9c9b7}.watch-list{display:grid;gap:0;margin:auto 0 2rem}.watch-list>div{display:grid;grid-template-columns:22px 1fr;gap:.8rem;padding:1.1rem 0;border-bottom:1px solid rgba(255,255,255,.12)}.watch-dot{position:relative;width:10px;height:10px;margin-top:.45rem;border:2px solid #82c3a1;border-radius:50%}.watch-dot:after{content:'';position:absolute;top:50%;left:100%;width:12px;height:1px;background:#82c3a1}.watch-list p{display:grid;margin:0}.watch-list strong{font-size:.84rem}.watch-list small{color:#a9c9b7;font-size:.72rem}.tier-pro .tier-foot{color:#a9c9b7}

.alignment-section{background:var(--forest-pale)}.alignment-grid{display:grid;grid-template-columns:.78fr 1fr;gap:clamp(4rem,9vw,8rem);align-items:center}.alignment-copy>p{margin:1.6rem 0 2rem}.alignment-map{display:grid;grid-template-columns:1fr 88px 1.18fr;grid-template-rows:auto 78px auto;align-items:center}.map-node{display:grid;gap:.45rem;min-height:120px;padding:1.2rem;border:1px solid #bfd3c6;border-radius:20px;background:rgba(255,255,255,.64)}.map-node span{color:var(--forest);font-size:.65rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.map-node strong{font-family:var(--serif);font-size:1.35rem;font-weight:400;line-height:1.2}.household{grid-column:1;grid-row:1}.bns-node{grid-column:3;grid-row:1/4;min-height:318px;align-content:center;background:var(--forest);color:var(--white);border-color:var(--forest)}.bns-node span{color:#cae4d6}.bns-node strong{font-size:2.2rem}.lenders{grid-column:1;grid-row:3}.map-route{position:relative;height:1px;background:var(--forest)}.map-route span{position:absolute;left:50%;bottom:.7rem;transform:translateX(-50%);color:var(--forest);font-size:.56rem;font-weight:850;letter-spacing:.06em;white-space:nowrap;text-transform:uppercase}.map-route-active{grid-column:2;grid-row:1}.map-route-active:after{content:'';position:absolute;right:-1px;top:-4px;border-left:8px solid var(--forest);border-top:4px solid transparent;border-bottom:4px solid transparent}.map-route-blocked{grid-column:2;grid-row:3;background:repeating-linear-gradient(90deg,#9c7770 0 5px,transparent 5px 10px)}.map-route-blocked span{color:#79554f}.map-route-blocked i{position:absolute;right:-12px;top:-12px;display:grid;place-items:center;width:24px;height:24px;border:1px solid #9c7770;border-radius:50%;background:var(--forest-pale);color:#79554f;font-style:normal;font-weight:900}

.agency-section{padding-bottom:0;background:var(--cream)}.agency-panel{padding:clamp(3rem,7vw,6rem);border-radius:36px;background:var(--charcoal);color:var(--cream)}.agency-panel h2{max-width:960px}.agency-list{display:flex;align-items:center;gap:.7rem;margin-top:3rem;flex-wrap:wrap}.agency-list span,.agency-list strong{padding:.65rem .9rem;border:1px solid #3a3a36;border-radius:999px;font-size:.72rem}.agency-list span:after{content:' →';color:#7fb493}.agency-list strong{background:var(--forest);border-color:var(--forest)}.availability-panel{display:grid;grid-template-columns:1fr auto;gap:3rem;align-items:end;padding-bottom:4rem;border-bottom:1px solid var(--line)}.availability-panel p{max-width:650px;margin-top:1.3rem}.availability-actions{display:grid;justify-items:end;gap:1.2rem}
.section-cta{display:grid;grid-template-columns:1fr auto;align-items:center;gap:2rem;margin-top:1.5rem;padding:clamp(1.5rem,4vw,2.5rem);border:1px solid var(--line);border-radius:28px;background:var(--forest-pale)}.section-cta .eyebrow{margin-bottom:.55rem}.section-cta h3{margin:0;font-family:var(--serif);font-size:clamp(1.8rem,3vw,2.7rem);font-weight:400;letter-spacing:-.035em}.section-cta p:last-child{margin:.45rem 0 0;color:var(--muted)}

.signup-dialog{width:min(620px,calc(100% - 32px));max-height:calc(100dvh - 32px);padding:0;border:0;border-radius:30px;background:transparent;color:var(--ink);box-shadow:0 32px 90px rgba(18,33,25,.28)}.signup-dialog::backdrop{background:rgba(16,25,20,.62);backdrop-filter:blur(7px)}.signup-dialog-shell{position:relative;padding:clamp(1.6rem,5vw,3rem);overflow:auto;border:1px solid rgba(255,255,255,.7);border-radius:30px;background:var(--cream)}.dialog-close{position:absolute;top:1rem;right:1rem;display:grid;place-items:center;width:44px;height:44px;padding:0;border:1px solid var(--line);border-radius:50%;background:rgba(255,255,255,.72);color:var(--ink);font:inherit;font-size:1.35rem;cursor:pointer}.signup-dialog .eyebrow{margin:0 3rem .75rem 0}.signup-dialog h2{max-width:480px;margin:0;font-family:var(--serif);font-size:clamp(2.35rem,7vw,4rem);font-weight:400;letter-spacing:-.045em;line-height:.96}.signup-dialog #signup-description{max-width:510px;margin:1rem 0 0;color:var(--muted)}.signup-form{display:grid;gap:1rem;margin-top:1.65rem}.signup-form label:not(.signup-consent){display:grid;gap:.45rem;color:var(--ink);font-size:.7rem;font-weight:800}.signup-form input[type=email],.signup-form select{width:100%;height:54px;padding:0 .95rem;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink);font:inherit;font-size:.9rem}.signup-form input:focus,.signup-form select:focus{outline:3px solid rgba(20,91,57,.18);border-color:var(--forest)}.signup-consent{display:grid;grid-template-columns:20px 1fr;gap:.7rem;align-items:start;color:var(--muted);font-size:.7rem;line-height:1.55}.signup-consent input{width:18px;height:18px;margin-top:2px;accent-color:var(--forest)}.signup-form .button{justify-self:start;margin-top:.2rem}.signup-note{margin:0;color:var(--faint);font-size:.64rem}.signup-note a{color:inherit;text-underline-offset:3px}.signup-status{min-height:1.2em;margin:0;color:var(--forest);font-size:.7rem;font-weight:750}

.site-footer{padding:3rem 0 2.4rem;background:var(--cream)}.footer-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem}.brand-footer{margin-bottom:.8rem}.footer-grid>div>p{margin:0;color:var(--muted);font-family:var(--serif)}.site-footer nav{display:flex;justify-content:flex-end;align-items:flex-start;gap:1.4rem;flex-wrap:wrap}.site-footer nav a{color:var(--muted);font-size:.7rem;font-weight:750;text-underline-offset:3px}.footer-legal{max-width:760px;margin:1rem 0 0;color:var(--faint);font-size:.65rem}.footer-copy{margin:1rem 0 0;color:var(--faint);font-size:.65rem;text-align:right}

.js .reveal{opacity:0;transform:translateY(24px);transition:opacity 700ms var(--ease),transform 700ms var(--ease)}.js .reveal.is-visible{opacity:1;transform:translateY(0)}.mechanism-card:nth-child(2),.tier-card:nth-child(2){transition-delay:90ms}.mechanism-card:nth-child(3){transition-delay:180ms}

@media(max-width:980px){.hero-grid{grid-template-columns:1fr}.hero-copy{max-width:760px}.result-stage{width:min(620px,100%);margin-inline:auto}.section-intro,.tiers-heading,.progress-grid,.alignment-grid{grid-template-columns:1fr}.section-intro .eyebrow,.tiers-heading .eyebrow{margin-bottom:-.6rem}.section-intro>p:last-child,.tiers-heading>p:last-child{max-width:650px}.progress-copy{max-width:720px}.victory-stage{min-height:780px}.alignment-copy{max-width:680px}.alignment-map{max-width:720px}.availability-panel{grid-template-columns:1fr;align-items:start}.availability-actions{justify-items:start}}
@media(max-width:780px){.page-shell,.nav-shell{width:min(100% - 32px,1180px)}.nav-shell{min-height:70px;grid-template-columns:1fr auto}.menu-button{display:inline-flex;align-items:center;gap:.6rem;padding:.55rem .7rem;border:1px solid var(--line);border-radius:999px;background:var(--cream);color:var(--ink);font-size:.7rem;font-weight:800;cursor:pointer}.menu-glyph{display:grid;gap:4px;width:16px}.menu-glyph i{display:block;height:1px;background:currentColor;transition:transform 180ms var(--ease)}.menu-button[aria-expanded=true] .menu-glyph i:first-child{transform:translateY(2.5px) rotate(45deg)}.menu-button[aria-expanded=true] .menu-glyph i:last-child{transform:translateY(-2.5px) rotate(-45deg)}.site-navigation{position:absolute;top:calc(100% + 8px);left:16px;right:16px;display:grid;justify-items:start;gap:0;padding:.7rem;border:1px solid var(--line);border-radius:20px;background:rgba(245,244,241,.98);box-shadow:var(--shadow);transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity 180ms var(--ease),transform 180ms var(--ease),visibility 180ms}.site-navigation.is-open{transform:translateY(0);opacity:1;visibility:visible}.site-navigation a{width:100%;padding:.75rem}.nav-action{display:none}.hero{padding-top:124px}.hero h1{font-size:clamp(3.5rem,16vw,6rem)}.proof-rail{grid-template-columns:1fr}.proof-rail>div+div{border-left:0;border-top:1px solid var(--line)}.mechanism-grid{grid-template-columns:1fr}.mechanism-card{min-height:380px}.mechanism-card+.mechanism-card{border-left:0}.mechanism-card h3{margin-top:3.5rem}.tier-lanes{grid-template-columns:1fr}.tier-card{min-height:540px}.footer-grid{grid-template-columns:1fr}.site-footer nav{justify-content:flex-start}.footer-copy{text-align:left}}
@media(max-width:560px){.brand-name{display:none}.section{padding:5.5rem 0}.hero{padding-top:108px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-lede{font-size:1rem}.result-shadow{inset:8% -3% -3% 8%}.result-card{border-radius:22px;transform:none}.result-toolbar,.result-heading,.payment-control-panel,.result-stats,.result-difference,.assumptions{margin-inline:1rem}.result-toolbar{align-items:flex-start;flex-direction:column;gap:.7rem;padding-block:1rem}.debt-tab-pills{display:grid;grid-template-columns:repeat(3,1fr);width:100%}.debt-tab-pills button{padding-inline:.25rem}.preset-pills-row button{font-size:.58rem}.example-label{font-size:.51rem}.chart-wrap{padding-inline:1rem}.result-stats strong{font-size:1.05rem}.result-difference{padding:.8rem}.section-intro h2,.tiers-heading h2,.progress-copy h2,.alignment-copy h2,.agency-panel h2,.availability-panel h2{font-size:clamp(2.7rem,13.5vw,4.2rem)}.victory-stage{min-height:680px}.ghost-card,.victory-card{width:88%}.ghost-card-one{transform:translate(-28px,12px) rotate(-5deg)}.ghost-card-two{transform:translate(28px,-8px) rotate(5deg)}.victory-card{border-radius:22px}.victory-art{padding-inline:.4rem}.tier-card header{display:grid}.tier-badge{justify-self:start}.alignment-map{grid-template-columns:1fr;grid-template-rows:auto 70px auto 70px auto}.household{grid-column:1;grid-row:1}.map-route-active{grid-column:1;grid-row:2;width:1px;height:100%;justify-self:center}.map-route-active:after{top:auto;bottom:-1px;right:-4px;border-top:8px solid var(--forest);border-left:4px solid transparent;border-right:4px solid transparent;border-bottom:0}.map-route span{left:calc(50% + 12px);bottom:50%;transform:translate(0,50%)}.bns-node{grid-column:1;grid-row:3;min-height:210px}.map-route-blocked{grid-column:1;grid-row:4;width:1px;height:100%;justify-self:center;background:repeating-linear-gradient(180deg,#9c7770 0 5px,transparent 5px 10px)}.map-route-blocked i{top:auto;right:-12px;bottom:-12px}.lenders{grid-column:1;grid-row:5}.agency-panel{width:calc(100% - 20px);padding:2.4rem 1.4rem;border-radius:28px}.agency-list{align-items:flex-start;flex-direction:column}}

@media(max-width:980px){.section-cta{grid-template-columns:1fr;justify-items:start}}
@media(max-width:560px){.result-heading{display:grid;grid-template-columns:1fr;align-items:start}.result-terms{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));width:100%}.rate-pill{text-align:left}input[type=range]{height:44px}.signup-dialog{width:calc(100% - 20px)}.signup-dialog-shell{padding:1.4rem;border-radius:24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:1ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:1ms!important}.js .reveal{opacity:1;transform:none}}